Whether our clients are a first time home buyer or purchasing a new home in Lafayette Louisiana, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your physician home mortgage with efficiency and expertise.
Our loan officers in Lafayette Louisiana provide special financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with fewer requirements than their competitions.
If you are searching for a physician mortgage in Lafayette Louisiana then you came to the right place.
You’ve trained very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician loan is a specialty loan program put together just for doctors in the home purchasing process.
We recognize the economic demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specially tailored for your needs.
A large number of doctors in Lafayette Louisiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these factors smart loan providers know that doctors are a good choice due to the fact that they typically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best home loan officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will most likely offer greater security and flexibility, specifically if something unanticipated happens. With the 100% financed physician mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are here to work with you through the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Lafayette Louisiana physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.