Whether our clients are a first time home buyer or buying a new home in Miami Florida, our vetted loan officers have a strong understanding of the local real estate market and what it requires to secure your physician home loan with proficiency and know-how.
Our loan officers in Miami Florida provide exclusive financing for doctors, exactly like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer terms than their competitions.
If you are looking for a physician loan in Miami Florida then you came to the right place.
You’ve worked very hard to become a doctor and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own mortgage!
A physician home loan is a specialized loan program created just for doctors in the home buying process.
We are aware of the budgetary demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your career. Regardless if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
A lot of doctors in Miami Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that doctors are a good choice due to the fact that they generally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the best mortgage officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are looking at waiting until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will offer greater security and flexibility, specifically if something unexpected happens. With the 100% financed physician home mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the home.
Whether you’re relocating down the road, across town or across the country, we are available to help you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Miami Florida physician loan program!