Whether or not you are a first time home buyer or purchasing a new home in Miami Gardens Florida, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to secure your physician home mortgage with proficiency and know-how.
Our loan officers in Miami Gardens Florida provide specialized financing for doctors, just like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a lot fewer requirements than their competitors.
If you are trying to find a physician home loan in Miami Gardens Florida then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician home loan is a customized loan program developed just for doctors in the home purchasing process.
We recognize the economic demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with launching your career. No matter if you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of doctors in Miami Gardens Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these reasons smart lenders know that doctors are a good bet considering that they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the best mortgage loan officer makes an enormous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your home will definitely provide more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed physician mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
Whether you’re relocating down the street, across town or across the country, we are here to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Miami Gardens Florida physician loan program!