Regardless if you are a first time home buyer or purchasing a new home in Orlando Florida, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to secure your physician home mortgage with efficiency and expertise.
Our loan officers in Orlando Florida provide exclusive financing for doctors, exactly like you.
To start with, let’s discuss why physician mortgage loans even exist. The reason is that doctors are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a fewer number of requirements than their competitions.
If you are trying to find a physician home loan in Orlando Florida then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialized loan program developed just for doctors in the home purchasing process.
We understand the personal financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few doctors in Orlando Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart lending institutions know that doctors are a good bet because they traditionally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply talking with the right home loan officer makes an enormous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off sooner and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your house will likely provide greater security and overall flexibility, specifically if something unforeseen happens. With the 100% financed physician mortgage loan, you should anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are right here to help you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Orlando Florida physician home mortgage program!