Carmen Mayell
NMLS# 779831
Mobile: (949) 257-2502
Email: carmen.mayell@flagstar.com
LinkedIn: www.linkedin.com/in/ccmayell
Instagram: #bocabanker
Whether or not our clients are a first time home buyer or purchasing a new home in Riverside California, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your physician home mortgage with competency and know-how.
Our loan officers in Riverside California offer specialized financing for doctors, like you.
To start with, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with far fewer terms than their competitions.
If you are trying to find a physician home loan in Riverside California then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own loan!
A physician mortgage is a specialty loan program put together just for doctors in the home buying process.
We understand the budgetary demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few physicians in Riverside California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart lending institutions know that doctors are a good choice because they traditionally have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking with the right mortgage officer makes a significant difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely provide more security and flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you should expect to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
No matter if you’re moving down the road, across town or across the country, we are here to lend a hand you through the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Riverside California physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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