Whether our clients are a first time home buyer or buying a new home in San Bernardino California, our vetted loan officers have a solid understanding of the local real estate industry and what it takes to close your physician mortgage with efficiency and know-how.
Our loan officers in San Bernardino California provide exclusive financing for doctors, exactly like you.
First off, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a fewer number of terms than their competitions.
If you are looking for a physician mortgage in San Bernardino California then you came to the right place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician mortgage is a specialized loan program designed just for doctors in the home buying process.
We understand the personal financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
Many doctors in San Bernardino California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart financial institutions know that doctors are a good bet because they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking with the right mortgage officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your house will most likely provide more security and overall flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are moving down the road, across town or across the country, we are here to lend a hand you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our San Bernardino California physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.