Whether or not you are a first time home buyer or buying a new home in San Diego California, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to close your physician home mortgage with competency and know-how.
Our loan officers in San Diego California provide exclusive financing for doctors, just like you.
To start with, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer terms than their competitors.
If you are searching for a physician mortgage loan in San Diego California then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician loan is a special loan program developed just for doctors in the home purchasing process.
We recognize the personal financial demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with embarking upon your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of doctors in San Diego California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that doctors are a good choice because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking with the best mortgage loan officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will definitely offer more security and flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you ought to anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to work with you through the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our San Diego California physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.