Whether you are a first time home buyer or purchasing a new home in Tallahassee Florida, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to secure your physician mortgage with competency and expertise.
Our loan officers in Tallahassee Florida provide exclusive financing for doctors, like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with fewer stipulations than their competitors.
If you are trying to find a physician home loan in Tallahassee Florida then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician home loan is a specialized loan program made just for doctors in the home purchasing process.
We are aware of the personal financial demands of your student loan financial obligation, and how important it is to preserve working capital for when the time is right with embarking upon your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
Quite a few physicians in Tallahassee Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart loan providers know that doctors are a good choice considering that they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking to the right mortgage officer makes a significant difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about delaying until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your house will definitely offer more security and overall flexibility, specifically if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are here to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Tallahassee Florida physician loan program!