Whether or not our clients are a first time home buyer or buying a new home in Tampa Florida, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your physician home loan with efficiency and expertise.
Our loan officers in Tampa Florida provide exclusive financing for doctors, just like you.
To start with, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of requirements than their competitors.
If you are looking for a physician loan in Tampa Florida then you came to the right place.
You’ve trained very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own mortgage!
A physician home loan is a customized loan program designed just for doctors in the home purchasing process.
We are aware of the personal financial demands of your student loan liability, and how crucial it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specially tailored for your needs.
A large number of physicians in Tampa Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart lenders know that doctors are a good bet considering that they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply talking to the best home loan officer makes an enormous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your home will definitely offer greater security and flexibility, specifically if something unanticipated happens. With the 100% financed physician mortgage loan, you ought to expect to start out underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.
No matter if you are moving down the road, across town or across the country, we are right here to lend a hand you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Tampa Florida physician home mortgage program!