Whether or not you are a first time home buyer or buying a new home in West Palm Beach Florida, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to close your physician home mortgage with efficiency and expertise.
Our loan officers in West Palm Beach Florida offer exclusive financing for doctors, like you.
First, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of terms than their competitions.
If you are looking for a physician home loan in West Palm Beach Florida then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician loan is a special loan program made just for doctors in the home buying process.
We understand the personal financial demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many physicians in West Palm Beach Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart loan providers know that doctors are a good choice because they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the best mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will likely offer more security and flexibility, specifically if something unplanned happens. With the 100% financed physician home mortgage loan, you should expect to begin under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are available to lend a hand you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our West Palm Beach Florida physician home loan program!