Dentist Home Loan Connecticut

Regardless of whether you are a first time home buyer or purchasing a new home in Connecticut, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to secure your dentist home mortgage with proficiency and know-how.

Our loan officers in Connecticut provide special financing for dentists, just like you.

First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitors.

Dentist Home Loan Professionals In Connecticut

If you are searching for a dentist home loan in Connecticut then you came to the perfect place.

You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.

Did you know there is a special loan that makes it easy for dentists to buy a home?

A home loan specifically for dentists?

Yup, dentists get their own home loan!

A dentist home mortgage is a special loan program developed just for dentists in the home purchasing process.

We are aware of the economic demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.

A large number of dental professionals in Connecticut may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.

Despite these reasons smart loan providers know that dentists are a good bet because they typically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.

Not all lenders offer this specialized product and within banking institutions that do simply speaking with the best mortgage loan officer makes an enormous difference.

Benefits of Dentist Home Mortgage Loans

  • Typically does not include student loan regular monthly payments in debt-to-income ratio.
  • Typically requires low to no down payment (0-5 percent).
  • Often does not necessitate private mortgage insurance (PMI), despite the fact that lower than 20 percent down payment.
  • Usually will approve an agreement as proof of future earnings, instead of pay stubs or W-2s, that don’t yet exist.

Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.

Should You Put Cash Down?

Suppose you have some money to put down or are looking at waiting until you have the funds?

Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.

In most circumstances, you’ll get your home mortgage paid off sooner and save thousands of dollars on interest too.

Furthermore, don’t overlook that having equity in your home will provide more security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to begin underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.

Regardless of whether you’re relocating down the street, across town or across the country, we are here to help you all throughout the dentist home loan process:: because you deserve it!

Dentists, get the home of your dreams with our Connecticut dentist home loan program!

Top cities in Connecticut for a dentist home loan.

Bridgeport
Bristol
Danbury
Hartford
Meriden
Middletown
Milford
New Britain
New Haven
Norwalk
Norwich
Shelton
Stamford
Waterbury
West Haven