Whether you are a first time home buyer or buying a new home in Concord North Carolina, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to secure your physician mortgage with competency and know-how.
Our loan officers in Concord North Carolina provide special financing for doctors, exactly like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with far fewer stipulations than their competitors.
If you are looking for a physician mortgage in Concord North Carolina then you came to the right place.
You’ve worked very hard to become a doctor and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own home loan!
A physician home loan is a special loan program put together just for doctors in the home purchasing process.
We are aware of the budgetary demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specially tailored for your needs.
A lot of physicians in Concord North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart financial institutions know that doctors are a good choice because they traditionally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply talking to the best home loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are considering delaying until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will likely provide greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed physician mortgage loan, you should expect to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are available to help you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Concord North Carolina physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.