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Whether or not our clients are a first time home buyer or purchasing a new home in Jersey City New Jersey, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to close your physician home loan with efficiency and know-how.
Our loan officers in Jersey City New Jersey offer special financing for doctors, just like you.
First off, let’s talk about why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with fewer terms than their competitions.
If you are searching for a physician mortgage loan in Jersey City New Jersey then you came to the right place.
You’ve trained very hard to become a doctor and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician home loan is a specialized loan program created just for doctors in the home purchasing process.
We understand the personal financial demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of doctors in Jersey City New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these reasons smart loan providers know that doctors are a good bet considering that they historically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply talking with the right home loan officer makes an enormous difference.
Buying a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering delaying until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will offer more security and flexibility, especially if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
No matter if you are moving down the street, across town or across the country, we are right here to work with you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Jersey City New Jersey physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.