Whether our clients are a first time home buyer or buying a new home in Macon Georgia, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to secure your physician mortgage with proficiency and know-how.
Our loan officers in Macon Georgia offer exclusive financing for doctors, like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a lot fewer stipulations than their competitors.
If you are looking for a physician loan in Macon Georgia then you came to the right place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own home loan!
A physician home loan is a specialty loan program developed just for doctors in the home buying process.
We recognize the economic demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Macon Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart financial institutions know that doctors are a good choice because they generally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do just simply speaking with the right mortgage loan officer makes a significant difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are looking at waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will likely provide greater security and overall flexibility, specifically if something unforeseen happens. With the 100% financed physician home mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Whether you are relocating down the street, across town or across the country, we are here to work with you all throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Macon Georgia physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.