Physician Home Loan Program Fort Wayne Indiana

Whether you are a first time home buyer or buying a new home in Fort Wayne Indiana, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to close your physician home mortgage with competency and expertise.

Our loan officers in Fort Wayne Indiana offer special financing for doctors, just like you.

First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a lot fewer requirements than their competition.

Physician Home Loan Experts In Fort Wayne Indiana

If you are searching for a physician mortgage loan in Fort Wayne Indiana then you came to the right place.

You’ve trained very hard to become a doctor and buying home should not be nearly as challenging.

Did you know there is a special loan that makes it easy for doctors to buy a home?

A home loan just for doctors?

Yup, doctors get their own home loan!

A physician mortgage is a specialty loan program made just for doctors in the home buying process.

We are aware of the personal financial demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specifically tailored for your needs.

Many physicians in Fort Wayne Indiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.

Despite these reasons smart lenders know that doctors are a good choice considering that they generally have an extremely low default rate on loans, high earning potential and secure jobs.

Not all banks offer this specialized product and within banking institutions that do just simply consulting with the best mortgage loan officer makes an enormous difference.

Benefits of Physician Home Loans

  • Typically does not include student loan regular monthly payments in debt-to-income percentage.
  • Requires small to no down payment (0-5 percent).
  • Usually does not necessitate private mortgage insurance (PMI), even when lower than 20 percent down payment.
  • Will accept a contract as documentation of future earnings, in lieu of pay stubs or W-2s, which don’t yet exist.

Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.

Should You Put Cash Down?

Suppose you have some cash to put down or are thinking about delaying until you have the funds?

Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.

In most circumstances, you’ll get your mortgage paid off sooner and save thousands on interest too.

Furthermore, don’t overlook that having equity in your home will most likely provide greater security and overall flexibility, specifically if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.

Regardless of whether you are relocating down the road, across town or across the country, we are right here to work with you all throughout the physician home mortgage process:: because you deserve it!

Doctors, get the house of your dreams with our Fort Wayne Indiana physician home mortgage program!

Less than an hour ago, doctors just like you requested a loan from the locations listed below.

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  • Physician Home Loan Program

    Whether you are a first time home buyer or buying a new home in Fort Wayne Indiana, our vetted loan officers have a solid understanding of the local area real estate industry and what it requires to close your physician mortgage with proficiency and expertise.

    Our loan officers in Fort Wayne Indiana offer exclusive financing for doctors, like you.

    First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer stipulations than their competitors.

    Physician Home Mortgage Experts In Fort Wayne Indiana

    If you are trying to find a physician loan in Fort Wayne Indiana then you came to the right place.

    You’ve worked very hard to become a doctor and purchasing home really should not be nearly as challenging.

    Did you know there is a special loan that makes it easy for doctors to buy a home?

    A home loan just for doctors?

    Yup, doctors get their own mortgage!

    A physician loan is a specialized loan program developed just for doctors in the home buying process.

    We understand the financial demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.

    Many physicians in Fort Wayne Indiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.

    Despite these reasons smart financial institutions know that doctors are a good choice due to the fact that they traditionally have an extremely low default rate on loans, high earning potential and stable jobs.

    Not all mortgage lenders offer this specialized product and within banks that do simply talking with the right mortgage officer makes a tremendous difference.

    Benefits of Physician Home Loans

    • Usually does not include student loan monthly payments in debt-to-income ratio.
    • Requires low to no down payment (0-5 percent).
    • Usually does not necessitate private mortgage insurance (PMI), even if lower than 20 percent down payment.
    • Will accept a contract as proof of future earnings, in lieu of pay stubs or W-2s, which don’t yet exist.

    Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.

    Should You Put Cash Down?

    Suppose you have some funds to put down or are looking at delaying until you have the cash?

    Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.

    In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands on interest too.

    Furthermore, don’t overlook that having equity in your house will most likely offer greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed physician home mortgage loan, you should expect to begin underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.

    Whether you are relocating down the road, across town or across the country, we are available to assist you throughout the physician home mortgage process:: because you deserve it!

    Doctors, get the house of your dreams with our Fort Wayne Indiana physician home mortgage program!