Whether or not our clients are a first time home buyer or buying a new home in Lake Oswego Oregon, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to close your physician loan with efficiency and expertise.
Our loan officers in Lake Oswego Oregon offer special financing for doctors, exactly like you.
To start with, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with fewer stipulations than their competitors.
If you are searching for a physician mortgage in Lake Oswego Oregon then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician loan is a specialized loan program created just for doctors in the home purchasing process.
We are aware of the personal financial demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with launching your career. No matter if you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is exclusively tailored for your needs.
A large number of physicians in Lake Oswego Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart lenders know that doctors are a good choice due to the fact that they generally have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking to the best home loan officer makes a remarkable difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at delaying until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will offer greater security and overall flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are moving down the road, across town or across the country, we are available to work with you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Lake Oswego Oregon physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.