Whether you are a first time home buyer or purchasing a new home in Fontana California, our vetted loan officers have a strong understanding of the local area real estate industry and what it requires to secure your physician mortgage with efficiency and know-how.
Our loan officers in Fontana California provide special financing for doctors, just like you.
To start with, let’s discuss why physician mortgage loans even exist. The reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with far fewer terms than their competitors.
If you are searching for a physician home loan in Fontana California then you came to the right place.
You’ve trained very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own mortgage!
A physician home mortgage is a special loan program designed just for doctors in the home buying process.
We understand the budgetary demands of your student loan debt, and how important it is to maintain working capital for when the time is right with embarking upon your career. Regardless if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
A large number of doctors in Fontana California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart financial institutions know that doctors are a good bet considering that they historically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply consulting with the right mortgage loan officer makes a significant difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will definitely provide more security and overall flexibility, particularly if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to expect to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are available to work with you through the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Fontana California physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.