Mobile: (816) 728-3631
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I began doing mortgages in 1999 and I have done 100’s of mortgage loans for doctor families over the years. Being married to a doctor myself for the past 15 years I have a first hand perspective on the contracts, student loans, and the unique needs and circumstances your family faces.
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Regardless of whether our clients are a first time home buyer or purchasing a new home in Stillwater Oklahoma, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to secure your physician loan with proficiency and know-how.
Our loan officers in Stillwater Oklahoma offer special financing for doctors, just like you.
First and foremost, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of requirements than their competitions.
If you are searching for a physician loan in Stillwater Oklahoma then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own loan!
A physician mortgage is a specialized loan program put together just for doctors in the home buying process.
We are aware of the personal financial demands of your student loan liability, and how important it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of doctors in Stillwater Oklahoma may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart loan providers know that doctors are a good bet due to the fact that they generally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking with the best home loan officer makes an enormous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about delaying until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will likely offer more security and flexibility, specifically if something unforeseen happens. With the 100% financed physician home mortgage loan, you ought to anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the street, across town or across the country, we are here to help you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Stillwater Oklahoma physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.