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I have spent most of my professional career as a mortgage loan officer, both with major banks and mortgage companies, and can truly say “I love working with home buyers to help make their dream of home ownership come true. Whether FHA or VA buyers, conforming or non-conforming, conventional or jumbo, construction or professional loan programs, I have worked with them all and know them inside and out. Accolades… sure I have them…
Ranked the #1 mortgage loan officer in the State of Ohio for construction / purchase origination in 2012, 2013, 2014, 2015, & 2016 with over $100 million in loans closed each year.
* Per top loan officer rankings by Mortgage Industry publication Scotsman Guide.
…but the satisfaction of helping each individual client is what is important to me. If you need a lender who will work tirelessly to get your deal closed then look no further. Message or call me anytime and I will be glad to help.
Thinking of building or buying, call me first to find the perfect loan program for you.
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Whether or not our clients are a first time home buyer or purchasing a new home in Elgin Illinois, our vetted loan officers have a solid understanding of the local real estate industry and what it takes to secure your physician home mortgage with proficiency and know-how.
Our loan officers in Elgin Illinois offer specialized financing for doctors, just like you.
First off, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with fewer stipulations than their competitors.
If you are trying to find a physician mortgage loan in Elgin Illinois then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician mortgage is a customized loan program created just for doctors in the home purchasing process.
We understand the economic demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A large number of physicians in Elgin Illinois may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these factors smart loan providers know that doctors are a good choice because they historically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply talking to the best home loan officer makes a significant difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your house will definitely offer more security and flexibility, particularly if something unplanned happens. With the 100% financed physician mortgage loan, you should expect to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you are moving down the street, across town or across the country, we are right here to help you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Elgin Illinois physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.