Regardless if you are a first time home buyer or purchasing a new home in Fremont California, our vetted loan officers have a solid understanding of the local real estate industry and what it takes to close your physician mortgage with efficiency and know-how.
Our loan officers in Fremont California offer exclusive financing for doctors, like you.
First and foremost, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of stipulations than their competitions.
If you are searching for a physician mortgage in Fremont California then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own loan!
A physician loan is a specialized loan program made just for doctors in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specially tailored for your needs.
A large number of doctors in Fremont California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart financial institutions know that doctors are a good choice due to the fact that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply consulting with the right mortgage loan officer makes an enormous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will provide greater security and flexibility, specifically if something unanticipated happens. With the 100% financed physician home mortgage loan, you should expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
No matter if you’re moving down the street, across town or across the country, we are right here to lend a hand you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Fremont California physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.