Whether you are a first time home buyer or buying a new home in Gresham Oregon, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to close your physician loan with competency and expertise.
Our loan officers in Gresham Oregon offer special financing for doctors, just like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with fewer stipulations than their competitors.
If you are trying to find a physician mortgage loan in Gresham Oregon then you came to the right place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a specialized loan program put together just for doctors in the home purchasing process.
We understand the budgetary demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with launching your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few doctors in Gresham Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart financial institutions know that doctors are a good bet because they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking with the right home loan officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will offer greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed physician mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the street, across town or across the country, we are right here to lend a hand you throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Gresham Oregon physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.