Whether or not you are a first time home buyer or purchasing a new home in Long Beach California, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to close your physician mortgage with competency and expertise.
Our loan officers in Long Beach California offer specialized financing for doctors, just like you.
First off, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with far fewer stipulations than their competitors.
If you are looking for a physician mortgage loan in Long Beach California then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a special loan program put together just for doctors in the home purchasing process.
We are aware of the budgetary demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many doctors in Long Beach California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart lenders know that doctors are a good choice due to the fact that they typically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking to the best mortgage officer makes a significant difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will definitely offer more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed physician home mortgage loan, you should expect to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are available to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Long Beach California physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.