Mobile: (240) 620-1414
Regardless of whether our clients are a first time home buyer or buying a new home in New Brunswick New Jersey, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to secure your physician home mortgage with proficiency and know-how.
Our loan officers in New Brunswick New Jersey offer exclusive financing for doctors, just like you.
First and foremost, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with far fewer terms than their competitors.
If you are searching for a physician mortgage in New Brunswick New Jersey then you came to the right place.
You’ve trained very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician home loan is a customized loan program designed just for doctors in the home purchasing process.
We are aware of the economic demands of your student loan liability, and how important it is to maintain working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of doctors in New Brunswick New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart lending institutions know that doctors are a good choice considering that they historically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the right mortgage officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely offer greater security and overall flexibility, particularly if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are right here to work with you throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our New Brunswick New Jersey physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.