Regardless if you are a first time home buyer or purchasing a new home in Pasco Washington, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your physician home loan with efficiency and expertise.
Our loan officers in Pasco Washington provide specialized financing for doctors, exactly like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a lot fewer terms than their competitors.
If you are looking for a physician home loan in Pasco Washington then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialty loan program created just for doctors in the home buying process.
We understand the budgetary demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Pasco Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these factors smart financial institutions know that doctors are a good choice because they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking to the best home loan officer makes a remarkable difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are considering delaying until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your mortgage paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will offer greater security and overall flexibility, especially if something unexpected happens. With the 100% financed physician home mortgage loan, you should expect to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are here to assist you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Pasco Washington physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.