Whether or not our clients are a first time home buyer or buying a new home in San Jose California, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to secure your physician loan with efficiency and expertise.
Our loan officers in San Jose California provide special financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with far fewer stipulations than their competitors.
If you are trying to find a physician loan in San Jose California then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician home mortgage is a customized loan program created just for doctors in the home buying process.
We are aware of the personal financial demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a home loan that is specially tailored for your needs.
Many doctors in San Jose California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart lending institutions know that doctors are a good bet due to the fact that they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply consulting with the best mortgage officer makes a tremendous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will provide more security and flexibility, particularly if something unplanned happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the road, across town or across the country, we are available to work with you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our San Jose California physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.