Regardless if our clients are a first time home buyer or buying a new home in Austin Texas, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to secure your physician mortgage with competency and expertise.
Our loan officers in Austin Texas offer special financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with fewer stipulations than their competitors.
If you are looking for a physician mortgage loan in Austin Texas then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own home loan!
A physician home loan is a specialized loan program created just for doctors in the home purchasing process.
We understand the financial demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Many physicians in Austin Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that doctors are a good choice due to the fact that they historically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply consulting with the best mortgage loan officer makes a significant difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will likely offer more security and flexibility, especially if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are relocating down the road, across town or across the country, we are here to assist you through the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Austin Texas physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.