Regardless if our clients are a first time home buyer or buying a new home in Surprise Arizona, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to secure your physician loan with competency and know-how.
Our loan officers in Surprise Arizona provide specialized financing for doctors, exactly like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with fewer requirements than their competitors.
If you are searching for a physician mortgage loan in Surprise Arizona then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician loan is a specialized loan program made just for doctors in the home buying process.
We understand the economic demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
A large number of physicians in Surprise Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these factors smart loan providers know that doctors are a good bet because they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the right mortgage officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will likely provide more security and flexibility, specifically if something unexpected happens. With the 100% financed physician mortgage loan, you ought to anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are available to work with you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Surprise Arizona physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.