Whether or not our clients are a first time home buyer or purchasing a new home in Savannah Georgia, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to secure your physician mortgage with proficiency and know-how.
Our loan officers in Savannah Georgia provide special financing for doctors, like you.
First and foremost, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with far fewer terms than their competitors.
If you are searching for a physician mortgage loan in Savannah Georgia then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own loan!
A physician mortgage is a special loan program made just for doctors in the home buying process.
We are aware of the economic demands of your student loan debt, and how important it is to maintain working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of doctors in Savannah Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these reasons smart lenders know that doctors are a good bet considering that they generally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply consulting with the right mortgage officer makes a tremendous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will definitely offer more security and overall flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are right here to work with you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Savannah Georgia physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.